How To Get Free FICO Credit Score

By Pinyo, on May 22, 2009

It’s easy to obtain a free credit report ever since the Fair Credit Reporting Act legislation enabled you to obtain one free copy of your credit report every 12 months from each of the three major reporting agencies. However, getting your hands on your credit score for free isn’t so easy.

Currently, there’s still no absolutely free way to obtain your FICO credit score — however, you could pay a one time fee at AnnualCreditReport.com, or sign up for a free trial, to access your FICO score. You can cancel the credit monitoring or identity theft protection service before you’re obligated to make payment.

The following is a list of web sites that offer FICO credit score. The list is current as of 2/28/2010.

Web site	Cost	Credit Score Type
AnnualCreditReport.com	Equifax FICO score = $7.95; Experian score = $5.95; Transunion score = $7.95	FICO, Experian, and Transunion
MyFICO.com	Free with 30-day credit monitoring trial; $99.95/yr. after trial	FICO only
CreditReport.com	Free with 7-day 3-bureau credit monitoring trial; $14.95/mo. after trial	FICO, Experian, and Transunion
Identity Guard	Free with 2-week IDENTITY GUARD® Total ProtectionSM trial; $17.99/mo. after trial	FICO, Experian, and Transunion
Equifax	Free with Equifax Credit Watch™ Gold with 3-in-1 Monitoring and Score Power® service that costs $14.95/mo.	FICO only

In addition to FICO credit score, you can also obtain credit score from TransUnion and Experian. Here are tutorials on how to get these score for free.

If you don’t know your score yet, give one of these sites a try.

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Pinyo is the brain behind Moolanomy personal finance blog and a few other web sites. If you like this article, please subscribe for free daily email updates.

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1 Comments

Johnny the knob
March 6, 2010, 0:19

I have never ever heard of FICO mate, what are you talking about??

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