32 Inspiring, Funny, and Smart Quotes about Money

When it comes to money, there is no shortage of advice out there. Some of it is funny, and some of it is just plain stupid. And, of course, some of the money advice out there can inspire you to make better decisions, and there are smart money quotes that will help you improve your finances — if only you take heed.

Below are some money quotes that can help you learn more about finances, and perhaps even inspire you to better habits:

Photo from Kevin Dooley via Flickr

  1. “Too many people spend money they haven’t earned, to buy things they don’t want, to impress people they don’t like.” – Will Rogers
  2. “Money is only a tool. It will take you wherever you wish, but it will not replace you as the driver.” – Ayn Rand
  3. “Don’t tell me where your priorities are. Show me where you spend your money and I’ll tell you what they are.” – James W. Frick
  4. “You have not lived a perfect day, even though you have earned your money, unless you have done something for someone who will never be able to repay you.” – Ruth Smeltzer
  5. “What we really want to do is what we are really meant to do. When we do what we are meant to do, money comes to us, doors open for us, we feel useful, and the work we do feels like play to us.” – Julia Cameron
  6. “If you pay peanuts, you get monkeys.” – James Goldsmith
  7. “I don’t pay good wages because I have a lot of money; I have a lot of money because I pay good wages.” – Robert Bosch
  8. “If you would know the value of money, go and try to borrow some.” – Benjamin Franklin
  9. “A bank is a place that will lend you money if you can prove that you don’t need it.” – Bob Hope
  10. “Lack of money is the root of all evil.” – George Bernard Shaw
  11. “It is pretty hard to tell what does bring happiness; poverty and wealth have both failed.” – Kin Hubbard
  12. “Money, if it does not bring you happiness, will at least help you be miserable in comfort.” – Helen Gurley Brown
  13. “The art living easily as to money is to pitch your scale living one degree below your means.” – Sir Henry Taylor
  14. “Time is more valuable than money. You can get more money, but you cannot get more time.” – Jim Rohn
  15. “Save a little money each month and at the end of the year you’ll be surprised at how little you have.” – Ernest Haskins
  16. “Whoever said money can’t buy happiness simply didn’t know where to go shopping.” – Bo Derek
  17. “A nickel ain’t worth a dime anymore.” – Yogi Berra
  18. “Anyone who lives within their means suffers from a lack of imagination.” – Oscar Wilde
  19. “If you think nobody cares if you’re alive, try missing a couple of car payments.” – Earl Wilson
  20. “If you can count your money, you don’t have a billion dollars.” – J. Paul Getty
  21. “If all the rich people in the world divided up their money among themselves there wouldn’t be enough to go around.” – Christina Stead
  22. “It’s good to have money and the things that money can buy, but it’s good, too, to check up once in a while and make sure that you haven’t lost the things that money can’t buy.” – Geroge Lorimer
  23. “What difference does it make how much you have? What you do not have amounts to much more.” – Seneca
  24. “The glow of one warm thought is to me worth more than money.” – Thomas Jefferson
  25. “Money is not required to buy one necessity of the soul.” – Henry David Thoreau
  26. “There is some magic in wealth, which can thus make persons pay their court to it, when it does not even benefit themselves.” – Ann Radcliffe
  27. “Who is rich? He that is content. Who is that? Nobody.” – Benjamin Franklin
  28. “The only way not to think about money is to have a great deal of it.” – Edith Wharton
  29. “Money frees you from doing things you dislike. Since I dislike doing nearly everything, money is handy.” – Groucho Marx
  30. “The safe way to double your money is to fold it over once and put it in your pocket.” – Frank Hubbard
  31. “Business is the art of extracting money from another many’s pocket without resorting to violence.” – Max Amsterdam

And, finally, I’d like to close out with a great observation from the Douglas Adams Hitchhiker series:

This planet has – or rather had – a problem, which was this: most of the people living on it were unhappy for pretty much of the time. Many solutions were suggested for this problem, but most of these were largely concerned with the movements of small green pieces of paper, which is odd because on the whole it wasn’t the small green pieces of paper that were unhappy.

Do you see your favorite money quote on this list? If not, please add it below.

About the Author

By , on Jan 29, 2012
Miranda Marquit
Miranda is a professional personal finance journalist. She is a contributor for several personal finance web sites. Her work has been mentioned in and linked to from, USA Today, The Huffington Post, The San Francisco Chronicle, The New York Times, The Wall Street Journal, and other publications. She also has her own personal finance blog: Planting Money Seeds.

Leave Your Comment (8 Comments)

  1. Dan says:

    Buried treasure comes at a great cost, ends up hidden underground, and is very liquid once you find it. But beware where you place your shovel, because this is also true of septic tanks!

    from Boiled Down Money Goo

    DJ Minteer

  2. Ju Ju Eyeball says:

    I once heard Billy Joel say: “Money won’t buy you happiness, but it will buy you a Ferarri to drive around and look for it.”

  3. Cat says:

    My favorite, “Money can’t buy happiness, but it sure can rent it.”

  4. Bart Z. Lederman says:

    Annual income twenty pounds, annual expenditure nineteen pounds nineteen and six, result happiness. Annual income twenty pounds, annual expenditure twenty pounds ought and six, result misery.

    Charles Dickens (The Micawber Principle)

  5. David says:

    Great list! One of my favs is from Jim Rohn …. “Profits are better than wages. Wages will make you a living, profits can make you a fortune”. For those in the know and who embrace it come powerful results.

  6. Feesharose says:

    My favorite is by Johnny Depp talking about the island he bought in the Bahamas…

    “Money won’t buy you happiness, but it’ll sure buy you a big enough boat to sail up to it”

  7. Jenna says:

    “I don’t want to make money, I just want to be wonderful.” – Marilyn Monroe

  8. Nice collection Miranda! I love money sayings and you have found several I’ve never heard before. I have an entire category on the AAAMP Blog with many Money Proverbs subjects at:


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