February 2008 Site and Net Worth Review (+0.63%)

By Pinyo • Mar 3rd, 2008 • Category: Weekly Roundups

Net Worth Review

February was another roller coaster month for the stock market. If it wasn’t for the -2.71% drop on February 29th, the monthly performance would have been mostly flat. In the end, the S&P 500 index dropped -3.48% from 1378.55 to 1330.63. According to NetworthIQ, my net worth actually went up +0.02% and net investable assets went up +0.63%, or from 22.18% to 22.32% of $1 million goal — a refreshing change after 2 months of red.

Highlights

We are still a single income family, but we began to discuss her returns to work a little bit more.
My alternative investment through peer-to-peer lending networks grew:
- Three of my five loans are beginning to pay back on Prosper, and my portfolio grew from $251.67 to $257.24 with average interest rate of 11.48%.
- On Lending Club, my portfolio grew from $50.61 to $225.61 with average interest rate of 11.55%. I should see my first set of payments in March.
About $10,000 of CD matured this month and we moved it to online savings account because the interest rate is actually better than CD. All these rate cuts have been wrecking havoc on interest rate!
The black horse of the month is the super fast tax refund from the IRS, which basically took my net worth into the positive territory — thank you!

What my friends are saying about their net worth

February 2008 Net Worth Review at Single Guy Money
February 2008 Net Worth Update at My Dollar Plan
Net Worth Update - After Becoming Debt Free at DebtFREE-Revolution

Talking about net worth, I found an interesting article on Prime Time Money: 10 Things That Bring Success in Personal Finance: #6 Track Your Net Worth and Set a Goal.

Blog Review

As always, I owe the success of this blog to the support from my readers and fellow bloggers. So a big THANK YOU to all!

Performance

Subscribers grew +10% from 876 to 966 — if you are not a subscriber yet, subscribe now…it’s free.
Search traffic grew +1% from 3,847 to 3,867
Unique visitors dropped -37% from 42,562 to 26,924
Page views dropped -46% from 88,609 to 48,271

Well, I don’t expect to beat the incredible traffic level of January 2008 for a while.

Top 10 Referrers

Although I wish I could list everyone that sent visitors, it would be an impossibly long list. I appreciate everyone’s help, regardless of how big or small. Here are the top 10 referrers:

Again, a big thanks to my readers and fellow bloggers for your support.

Pinyo is the brain behind Moolanomy personal finance blog and a few other web sites. If you like this article, please subscribe for free daily email updates.

All posts by Pinyo

9 Comments

Lynnae @ Being Frugal.net, 3. March 2008, 9:30

I pulled ahead of Lifehacker???? Cool!

Always happy to send traffic your way!
MillionDollarJourney, 3. March 2008, 10:32

Thanks for the mention!
Mark @ TheLocoMono, 3. March 2008, 11:14

What do you think caused the drop in number of visitors? Did you have an article last month that caused an explosion in visitors or pageviews?
Pinyo, 3. March 2008, 11:42

@Lynnae - Yes, that was a last minute thing. You did great. Thank you for sending all the visitors.

@MDJ - It was my pleasure. Thank you for being one of the top 10 referrers.

@Mark - Actually, Feb growth is in line with the norm. My page views level was in the mid 30,000 ish in November and December. January was a spectacular month with a link Lifehacker.com, and two of my posts made it really big on Stumble Upon. I won’t be repeating January for a few more months yet.
Money Blue Book, 3. March 2008, 12:31

Congratulations on the blogging success!
No Debt Plan, 3. March 2008, 18:25

Congrats on success on both parts, financial and blogging!
Pinyo, 4. March 2008, 6:55

@MBB and No Debt Plan - Thank you.
glblguy, 5. March 2008, 4:22

ok, give up any hopes of beating Lynnae! Glad to be #6 though!
Make Friends, Earn Money, 19. June 2008, 3:52

February was certainly a rollercoaster month, hope things are settling down a little with your investments.