February 2008 Site and Net Worth Review (+0.63%)
Net Worth Review
February was another roller coaster month for the stock market. If it wasn’t for the -2.71% drop on February 29th, the monthly performance would have been mostly flat. In the end, the S&P 500 index dropped -3.48% from 1378.55 to 1330.63. According to NetworthIQ, my net worth actually went up +0.02% and net investable assets went up +0.63%, or from 22.18% to 22.32% of $1 million goal — a refreshing change after 2 months of red.
Highlights
- We are still a single income family, but we began to discuss her returns to work a little bit more.
- My alternative investment through peer-to-peer lending networks grew:
- Three of my five loans are beginning to pay back on Prosper, and my portfolio grew from $251.67 to $257.24 with average interest rate of 11.48%.
- On Lending Club, my portfolio grew from $50.61 to $225.61 with average interest rate of 11.55%. I should see my first set of payments in March.
- About $10,000 of CD matured this month and we moved it to high yield savings account because the interest rate is actually better than CD. All these rate cuts have been wrecking havoc on interest rate!
- The black horse of the month is the super fast tax refund from the IRS, which basically took my net worth into the positive territory — thank you!
What my friends are saying about their net worth
- February 2008 Net Worth Review at Single Guy Money
- February 2008 Net Worth Update at My Dollar Plan
- Net Worth Update – After Becoming Debt Free at DebtFREE-Revolution
Talking about net worth, I found an interesting article on Prime Time Money: 10 Things That Bring Success in Personal Finance: #6 Track Your Net Worth and Set a Goal.
Blog Review
As always, I owe the success of this blog to the support from my readers and fellow bloggers. So a big THANK YOU to all!
Performance
- Subscribers grew +10% from 876 to 966 — if you are not a subscriber yet, subscribe now…it’s free.
- Search traffic grew +1% from 3,847 to 3,867
- Unique visitors dropped -37% from 42,562 to 26,924
- Page views dropped -46% from 88,609 to 48,271
Well, I don’t expect to beat the incredible traffic level of January 2008 for a while.
Top 5 Most Viewed Posts This Month
- 50+ Frugal Tips, Ideas, and Resources from 1/31/2008
- Is Peer to-Peer Lending Ready for Prime Time? from 2/11/2008
- 35 Common Sense Rules for Investing from 7/31/2007
- What is Debt-To-Income Ratio (DTI) and Why Does It Matter? from 1/29/2008
- Got My Verizon Free TV and Wished I Could Do It All Over from 1/6/2008
Top 10 Referrers
Although I wish I could list everyone that sent visitors, it would be an impossibly long list. I appreciate everyone’s help, regardless of how big or small. Here are the top 10 referrers:
- Being Frugal
- Lifehacker.com
- I’ve Paid For This Twice Already…
- MSN Smart Spending
- Cash Money Life
- Gather Little By Little
- My Two Dollars
- Five Cent Nickel
- LendingClub Blog
- Million Dollar Journey
Again, a big thanks to my readers and fellow bloggers for your support.
Other Articles You May Like
- July 2008 Site and Net Worth Review (+1.61%)
- August 2008 Site and Net Worth Review (+1.72%)
- October 2007 Net Worth Review (+1.75%)
- Budget Mentality Versus Net Worth Mentality
- Why Borrowers With Bad Credit Pay A Higher Interest Rates
All posts by Pinyo
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I pulled ahead of Lifehacker???? Cool!
Always happy to send traffic your way!
Thanks for the mention!
What do you think caused the drop in number of visitors? Did you have an article last month that caused an explosion in visitors or pageviews?
@Lynnae – Yes, that was a last minute thing. You did great. Thank you for sending all the visitors.
@MDJ – It was my pleasure. Thank you for being one of the top 10 referrers.
@Mark – Actually, Feb growth is in line with the norm. My page views level was in the mid 30,000 ish in November and December. January was a spectacular month with a link Lifehacker.com, and two of my posts made it really big on Stumble Upon. I won’t be repeating January for a few more months yet.
Congratulations on the blogging success!
Congrats on success on both parts, financial and blogging!
@MBB and No Debt Plan – Thank you.
ok, give up any hopes of beating Lynnae! Glad to be #6 though!
February was certainly a rollercoaster month, hope things are settling down a little with your investments.