Comments on: How to Stop Impulse Buying http://www.moolanomy.com/2694/how-to-stop-impulse-buying/ Personal Finance. Investing. Wealth Building. Thu, 09 Feb 2012 18:55:29 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: sandra http://www.moolanomy.com/2694/how-to-stop-impulse-buying/#comment-28341 sandra Mon, 26 Jul 2010 01:01:12 +0000 http://www.moolanomy.com/?p=2694#comment-28341 Nice job, this is by far the best approach to deal with this problem. Some FBs say to stop impulse buying because it hurts the pocket period. But you definitely probed the reasons that lead to impulsive buys. I too am guilty of this but I generally just ignore it. Buying something to instantly rekindle my soul makes me too happy even if I regret it afterwards. Maybe all of us have this great feeling after buying. I too feel like I own the whole mall after leaving the store. From now on I’ll eat before work so that I won’t hit the diners and the vending machines and waste money when I’m hungry. Nice job, this is by far the best approach to deal with this problem. Some FBs say to stop impulse buying because it hurts the pocket period. But you definitely probed the reasons that lead to impulsive buys. I too am guilty of this but I generally just ignore it. Buying something to instantly rekindle my soul makes me too happy even if I regret it afterwards. Maybe all of us have this great feeling after buying. I too feel like I own the whole mall after leaving the store. From now on I’ll eat before work so that I won’t hit the diners and the vending machines and waste money when I’m hungry.

]]> By: Fredrick http://www.moolanomy.com/2694/how-to-stop-impulse-buying/#comment-28254 Fredrick Wed, 21 Jul 2010 17:01:41 +0000 http://www.moolanomy.com/?p=2694#comment-28254 Entertainment purchases are the most expensive impulse buys, we actually convince ourselves we need something that we actually don't. Entertainment purchases are the most expensive impulse buys, we actually convince ourselves we need something that we actually don’t.

]]> By: Sdgrrl http://www.moolanomy.com/2694/how-to-stop-impulse-buying/#comment-28011 Sdgrrl Sat, 03 Jul 2010 21:54:37 +0000 http://www.moolanomy.com/?p=2694#comment-28011 I have spent the last 2 years critically ill, without expectation of survival. Luckily, I have bested my disease and come away with no endurance, lots of debt, and a feeling of wanting to celebrate being alive, then celebrate that my car got 20 mpg, then celebrate that the sun came out again today! Luckily I am frugal and nearly all of my shopping is done in Salvation Armies and Goodwill--so I don't know what more I can do there. I am used to living on nearly nothing, but to tell the truth I kind of figured I wouldn't need to deal with it, and that I had way more important things to do list copays and medications take the meager money I have left after mortgage, even though I just yesterday I got confirmation that my mortgage qualified for loan modification, which will help with debt repayment. I will need to research this debt consolodation business, as one called me yesterday and I need to be scammed financially about as well as I need Weight Watchers. Ideas, stories, alerts, warnings--give it all to me, I'm in action mode. I have spent the last 2 years critically ill, without expectation of survival. Luckily, I have bested my disease and come away with no endurance, lots of debt, and a feeling of wanting to celebrate being alive, then celebrate that my car got 20 mpg, then celebrate that the sun came out again today! Luckily I am frugal and nearly all of my shopping is done in Salvation Armies and Goodwill–so I don’t know what more I can do there. I am used to living on nearly nothing, but to tell the truth I kind of figured I wouldn’t need to deal with it, and that I had way more important things to do list copays and medications take the meager money I have left after mortgage, even though I just yesterday I got confirmation that my mortgage qualified for loan modification, which will help with debt repayment. I will need to research this debt consolodation business, as one called me yesterday and I need to be scammed financially about as well as I need Weight Watchers. Ideas, stories, alerts, warnings–give it all to me, I’m in action mode.

]]> By: Jerry http://www.moolanomy.com/2694/how-to-stop-impulse-buying/#comment-27893 Jerry Fri, 25 Jun 2010 09:08:06 +0000 http://www.moolanomy.com/?p=2694#comment-27893 Stress usually leads me to make stupid impulse purchases. My only insurance for not making these poor choices is staying healthy, happy and having a financial goal in place that I'm working towards. Stress usually leads me to make stupid impulse purchases. My only insurance for not making these poor choices is staying healthy, happy and having a financial goal in place that I’m working towards.

]]> By: Neil http://www.moolanomy.com/2694/how-to-stop-impulse-buying/#comment-27886 Neil Thu, 24 Jun 2010 20:26:51 +0000 http://www.moolanomy.com/?p=2694#comment-27886 Hi This is great advice. Another thing to try is to sort through your possesions and find an impulse buy (or a few) that didn't work out. When you next are struck by the feeling that you want to buy on impulse remember these past failures and how much they cost you! Hi

This is great advice. Another thing to try is to sort through your possesions and find an impulse buy (or a few) that didn’t work out. When you next are struck by the feeling that you want to buy on impulse remember these past failures and how much they cost you!

]]> By: MeWithoutDebt http://www.moolanomy.com/2694/how-to-stop-impulse-buying/#comment-27884 MeWithoutDebt Thu, 24 Jun 2010 17:13:55 +0000 http://www.moolanomy.com/?p=2694#comment-27884 I am a big fan of HALT. Very well worded post! I am a big fan of HALT. Very well worded post!

]]> By: Kasey http://www.moolanomy.com/2694/how-to-stop-impulse-buying/#comment-27873 Kasey Wed, 23 Jun 2010 19:09:20 +0000 http://www.moolanomy.com/?p=2694#comment-27873 Thanks for sharing the HALT acronym! What a useful tool to help you think before you act. Another way to avoid swiping that credit card whenever you get the urge to spend is by using personal checks more often. I know! It probably sounds a little crazy because we're all using personal checks less and less. But I think it's one of those basics we need to get back to. I won't keep blabbing here. You can read more about my thoughts at this blog: http://blog.checkadvantage.com/ Thanks for sharing the HALT acronym! What a useful tool to help you think before you act.

Another way to avoid swiping that credit card whenever you get the urge to spend is by using personal checks more often.

I know! It probably sounds a little crazy because we’re all using personal checks less and less. But I think it’s one of those basics we need to get back to.

I won’t keep blabbing here. You can read more about my thoughts at this blog: http://blog.checkadvantage.com/

]]> By: Lauren http://www.moolanomy.com/2694/how-to-stop-impulse-buying/#comment-27869 Lauren Wed, 23 Jun 2010 16:03:09 +0000 http://www.moolanomy.com/?p=2694#comment-27869 My rule is to wait a week. I'll forget about most of the items as soon as I leave the store (much like a goldfish). My rule is to wait a week. I’ll forget about most of the items as soon as I leave the store (much like a goldfish).

]]> By: Belmont Thornton http://www.moolanomy.com/2694/how-to-stop-impulse-buying/#comment-27864 Belmont Thornton Wed, 23 Jun 2010 08:56:32 +0000 http://www.moolanomy.com/?p=2694#comment-27864 Many companies en cash a lot on Impulse spending. The only way to stop impulse buying is having a control over your emotions. Don't get carried away seeing the lucrative packaging, sales promotion strategies or discounts. Wait and think whether you really need the product or not? If not then save your money for something better. Many companies en cash a lot on Impulse spending. The only way to stop impulse buying is having a control over your emotions. Don’t get carried away seeing the lucrative packaging, sales promotion strategies or discounts. Wait and think whether you really need the product or not? If not then save your money for something better.

]]> By: Lisa http://www.moolanomy.com/2694/how-to-stop-impulse-buying/#comment-27813 Lisa Tue, 22 Jun 2010 11:45:36 +0000 http://www.moolanomy.com/?p=2694#comment-27813 Hi Joe...I remember those days. I too had 3 kids in diapers at one time. I remember when my mood was measured by the amount of uninterrupted sleep I was able to get. Finding other moms (through church, playgroups, etc)helped. We often swapped babysitting time so at least one of us could nap. And more kids around meant they entertained each other a bit. You'll be happier if you build a social network for yourself and your family. One more thing...they actually will grow up. I know it seems right now like they will be little forever - but they won't. All 3 are grown and on their own now - my first grandchild is due in September. This, too, shall pass. Have fun! Hi Joe…I remember those days. I too had 3 kids in diapers at one time. I remember when my mood was measured by the amount of uninterrupted sleep I was able to get. Finding other moms (through church, playgroups, etc)helped. We often swapped babysitting time so at least one of us could nap. And more kids around meant they entertained each other a bit. You’ll be happier if you build a social network for yourself and your family. One more thing…they actually will grow up. I know it seems right now like they will be little forever – but they won’t. All 3 are grown and on their own now – my first grandchild is due in September. This, too, shall pass. Have fun!

]]>