Personal Cash Flow Management Wealth Building Formula

There are a lot of information about how to get rich, build wealth, achieve financial freedom, etc. But when you take a step back and look at the big picture, it all comes down to better cash flow management — earn more and spend less — personal finance in one simple equation!

Obviously, this is nothing new. Cash flow as a business concept has been around for a long time. You commonly hear about this as profits and losses. Another area where cash flow is important is in real estate investing. A good investor knows how important it is to know the costs of owning a property and have a positive cash flow.

To help you maximize your personal cash flow, here are some good articles from around the web.

Earn More

Spend Less

To sum it up: earn more than you spend and you’re building wealth, but spend more than you earn and you’re accumulating debt. By improving your cash flow, you’ll have more flexibility to pay down your debt even faster, or put more money toward wealth building.

Good luck!

About the Author

By , on Apr 29, 2010
Pinyo is the owner of Moolanomy Personal Finance. He is a licensed Realtor specializing in residential homes in the Northern Virginia area. Over the past 20 years, Pinyo has enjoyed a diverse career as an investor, entrepreneur, business executive, educator, and financial literacy author.

Leave Your Comment (3 Comments)

  1. Thanks for the cash flow tips, I will check the other links to see if I can find out more in depth content.

  2. Stephan says:

    sucha simple concept, that really everyone should already know. If they had known it, then our savings rate wouldnt have been negative for years before this bubble burst. Hopefully we all learn something from what happened and will start to save money for the next inevitable economic downturn!

  3. Keith says:

    This is such a simple concept. If only it were so easy. 🙂

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