
Your financial life has a certain trajectory — similar to a train on a track. There will be twists and turns, but you can easily determine where you will end up if you stay on the financial track you’re currently on. What if the traditional methods of working hard, cutting expenses, and saving don’t work for you? Brown bagging it every day won’t cause you to jump tracks and end up somewhere completely different. The guy living in the mansion overlooking the ocean didn’t buy that house by clipping coupons, and the chick passing you in a $400,000 Maybach didn’t get that way by eliminating her morning latte.
For most of us, the gap between where we are and where want to be is so wide that we’ll never be able to close it by following traditional financial advice.
What’s the solution?
If you’re tired of scraping by you’ve got to create. If you want to move out of your apartment or make more than minimum wage, you’ve got to create. If you want a big house overlooking the ocean, to travel first class, to quit your job, or to drive your dream car, guess what? The answer is in the other 8 hours. The answer is to shift from being a full-time consumer to being a part-time Cre8tor.
A what?
A Cre8tor is a creative entrepreneur who has a day job but wants more. He isn’t content with the status quo, and is less than thrilled with the thought of working another 40+ years. He knows that the only way to “jump the tracks” to get to a new financial level is to do something different during the other 8 hours. A Cre8tor utilizes his strengths, passions, and/or expertise to create something unique and valuable — maybe he’ll start a blog, work on an invention, write a screenplay, or start a business. If you settle for a paycheck, you’ll only be worth what your employer pays you. But if you create something valuable, there’s virtually no limit to your worth.
A long commute, brainless boss, and an empty bank account can wreak havoc on your outlook, hope, and purpose, but a side project or venture can bring inspiration to your life. When you’re passionate about what you’re creating during the other 8 hours, you can endure even the worst day. It will change your whole morning routine.
Creating provides purpose and it provides a reason to get out of bed in the morning. It provides the hope that life can improve. When you create, it engages your mind and your soul.
Should you really spend some of your precious other 8 hours creating, or would we be better off having fun and enjoying ourselves? Studies show that most of us are not fulfilled mentally or emotionally in our day jobs. We work, not because we are passionate about what we’re doing, but for a paycheck. Even though you might be stuck at your day job doing something that doesn’t fully capture your mind and heart, that doesn’t mean what you create during the other 8 hours has to feel like work. In fact, it shouldn’t feel like work at all. I want you to be excited and passionate about what you create and about the potential results you can achieve.
With very few exceptions, anybody who has attained any level of financial success has created something. It might be a book, a CD, an invention, a website, or whatever. Look around you. Everything you see was originally just an idea in someone’s head.
You are living in the most exciting and mind blowing time we have ever experienced. It is rich with opportunities that literally didn’t exist just a few years ago. Unless your last name was Rockefeller or Carnegie, it used to be incredibly difficult to become rich. Becoming a millionaire wasn’t even a dream or an ambition. It was such an impossibility that it wasn’t worth a moment’s thought.
Because of technology, efficiencies, and a global economy, it’s much easier to become wealthy with much less effort than at any other time in history. As a Cre8tor, you’ll add more excitement and purpose into your life. You will live your passion and make more money.
The benefits to becoming a Cre8tor are clear. Now let me show you step-by-step how to become a Cre8tor. Go to other8hours.com to discover how you can become a Cre8tor and experience new wealth and purpose in your life.

All posts by Robert Pagliarini
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Thanks for the article. I totally agree. One thing for couples though. You need to get your other half on board with your creative venture(s). Both of you should be able to jump in feet first, eyes closed.
If he/she isn’t on board, you will end up making a difficult choice between:
1)Keeping your relationship intact but spending the rest of your life down the “unfulfilled” path OR,
2)Pursuing your passion and achieving/failing your goal(s) on your own.
I’m working on mine. I think the first step is figuring out what you really want to do. Once you know what your passion is, it will be easier to clearly communicate your ideas with your partner and it will be easier for him/her to get on board with you.
@mario So very true! Here’s what I write in the book:
The most common reason why your spouse is unsupportive is that he/she is afraid. Afraid you’ll take too much risk and lose the kids’ college savings. Afraid you’ll spend all of your time working and that you’ll neglect the family. Afraid that you will try and fail and be disappointed. These are legitimate concerns that you’ve got to address on day one. Otherwise it could become very difficult for you to spend time on your new venture.
I talk about several ways to get your other half on board, but here are a couple:
1. Get them involved. Don’t make it a “me” thing. Make it an “us” thing. Starting a venture can be exciting and it can be a great way to get closer to your spouse. Instead of spending less time together, you might get to spend more time with each other.
2. Ask for their help and ideas. Get them involved as early as you can so they can help shape the idea and feel like they’re part of the process. Listen, starting a venture is tough and it takes a lot of work. Hopefully, it will be fun and inspiring work, but you’ll need all the help and support you can get.
you would be surprised by the number of college students who think that it is impossible to make money doing something that you love. that misconception makes people have a wrong attitude about work- which is supposed to be interesting since very few things measure up in satisfaction and reward as work does. am glad i do what i love
It’s amazing how long it took me to realize this. After years of watching TV and wasting my life on other mind-numbing activities, I’m now concentrating on activites that reduce or make me money.
@Mario, my wife isn’t supportive of entrepenuer activites (even though both my dad and grandfather had decent enough success with them). I think part of the problem is how she was raised. Her family has always worked from someone else, so I don’t think they believe it’s possible. I’ll have to work harder on my spouse about these kinds of things.
A person who is not being creative is a person who will stop being productive. These are exciting times and I say go for it. There are so many opportunities out there I can not begin to count them. Keep up the good work.
I wouldn’t disagree with any of the possibilities you present.
Life is much more fulfilling when you are spending time “cre8ting”, no doubt!
However, accumulating wealth can and does happen without creating. A significant portion of the millionaires in this country became millionaires not by creating but by conserving. Just because someone does not have the inspiration to be an entrepreneur or self-employed does not mean they are doomed to live a life of poverty.
@LeanLifeCoach Absolutely true! Cre8ting alone is not enough. You must conserve, reinvesting, etc. . . . BUT, I would argue that most millionaires DO create. Cre8ting doesn’t mean you quit your job (in fact, the definition of a Cre8tor is someone who creates in his other 8 hours). Most successful people who earn, save, and invest have used the other 8 hours to learn, grow, advance, get new skills, get promotions, etc.
So, a Cre8tor can just as easily use the other 8 hours to advance their career as they can use this time to start a business.
I always look for post such as this when I get a bit down and want to get my motivation back up. I thank you for the boost and it has really opened my eyes to new things. It’s funny you think you know a lot already but there is always a wider picture and more to learn.
Interesting idea. I’ve had some create ideas of my own lately and I need to spend more time on them. Good post!