The following is a list of the nationally available highest yields CD rates. In general, certificates of deposit (CDs) are great investments because your principal is protected by FDIC insurance and your interest rates are guaranteed. Moreover, you can use CD Ladder to make your CD savings more flexible and effective. You can open certificates of deposit at your local bank, but with a little more effort you can secure the best rates through online banks.
|Rate Search Results||Click here for column definitions|
|07/21/14||1.05||$500||No transaction fees. $500 Minimum Deposit. FDIC Insured. Open Now|
La Jolla, CA
|My e-BAnC by BAC Florida Bank|
Coral Gables, FL
Lake Success, NY
|Colorado Federal Savings Bank|
Greenwood Village, CO
|Home Savings Bank|
Salt Lake City, UT
|The Palladian PrivateBank|
|AloStar Bank of Commerce|
|First Internet Bank of Indiana|
|EH National Bank|
Beverly Hills, CA
|Pentagon Federal Credit Union|
San Antonio, TX
|Lone Star Bank|
|Intervest National Bank|
New York, NY
|ableBanking, a division of Northeast Bank|
|Bank of Internet USA|
San Diego, CA
Ft. Lauderdale, FL
|Mount McKinley Bank|
|California First National Bank|
Many lenders and institutions have different rates on their own Websites than those posted on Bankrate.com. In order to get the Bankrate.com rate, please identify yourself as a Bankrate.com customer. If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the lender you choose, please email us.
Bank and thrift deposits are insured by the Federal Deposit Insurance Corp. Credit union deposits are insured by the National Credit Union Administration. Bankrate.com rates banks, thrifts and credit unions through proprietary Safe & Sound star rating system. Rates are subject to change without notice and may vary from branch to branch.
The following information was last reviewed and updated on April 17, 2013. Rates and conditions change constantly, so please review the information at the bank’s website carefully before you open an account. All banks are FDIC insured.
|1.60%||Discover Bank Certificate of Deposit offers rates between 0.40% APY for a 3-month term up to 1.60% APY for a 5-year term. 7-year and 10-year terms are also available.|