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	<title>Comments on: FreeCreditReport.com is NOT Free</title>
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	<link>http://www.moolanomy.com/1156/freecreditreportcom-is-not-free/</link>
	<description>Personal Finance. Investing. Wealth Building.</description>
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	<item>
		<title>By: Paul</title>
		<link>http://www.moolanomy.com/1156/freecreditreportcom-is-not-free/#comment-84098</link>
		<dc:creator>Paul</dc:creator>
		<pubDate>Sat, 12 Nov 2011 17:16:03 +0000</pubDate>
		<guid isPermaLink="false">http://www.moolanomy.com/?p=1156#comment-84098</guid>
		<description>Just goes to show what the right domain name will do for bringing in the traffic, misleading as it is.</description>
		<content:encoded><![CDATA[<p>Just goes to show what the right domain name will do for bringing in the traffic, misleading as it is.</p>
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		<title>By: Victoria Swan</title>
		<link>http://www.moolanomy.com/1156/freecreditreportcom-is-not-free/#comment-33285</link>
		<dc:creator>Victoria Swan</dc:creator>
		<pubDate>Fri, 11 Feb 2011 14:05:15 +0000</pubDate>
		<guid isPermaLink="false">http://www.moolanomy.com/?p=1156#comment-33285</guid>
		<description>Bottom line, it&#039;s a scam. It&#039;s not free. It&#039;s never free. There are always small little fees that will come back to bite you in the *ss. It&#039;s a matter of being mindful that nothing in this life is free no matter how good it sounds. People are always using a lure to get you to spend money, NOTHING IS FREE!!!</description>
		<content:encoded><![CDATA[<p>Bottom line, it&#8217;s a scam. It&#8217;s not free. It&#8217;s never free. There are always small little fees that will come back to bite you in the *ss. It&#8217;s a matter of being mindful that nothing in this life is free no matter how good it sounds. People are always using a lure to get you to spend money, NOTHING IS FREE!!!</p>
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	<item>
		<title>By: Olivia Westbrook</title>
		<link>http://www.moolanomy.com/1156/freecreditreportcom-is-not-free/#comment-24380</link>
		<dc:creator>Olivia Westbrook</dc:creator>
		<pubDate>Fri, 30 Oct 2009 13:35:58 +0000</pubDate>
		<guid isPermaLink="false">http://www.moolanomy.com/?p=1156#comment-24380</guid>
		<description>This service is a rip off! I was a member for several months and my credit score was 762. When I canceled my membership and later started the refinance process on my house, guess what? My credit score suddenly dropped about 60 points for stuff that had been monitored for 3 years AND I had paid off several of the bills all satisfactorily!</description>
		<content:encoded><![CDATA[<p>This service is a rip off! I was a member for several months and my credit score was 762. When I canceled my membership and later started the refinance process on my house, guess what? My credit score suddenly dropped about 60 points for stuff that had been monitored for 3 years AND I had paid off several of the bills all satisfactorily!</p>
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	<item>
		<title>By: Jay Smith</title>
		<link>http://www.moolanomy.com/1156/freecreditreportcom-is-not-free/#comment-23536</link>
		<dc:creator>Jay Smith</dc:creator>
		<pubDate>Mon, 07 Sep 2009 19:10:34 +0000</pubDate>
		<guid isPermaLink="false">http://www.moolanomy.com/?p=1156#comment-23536</guid>
		<description>Very informative post. Thank you. I have always mainted a Credit Score of 700 and above. And if I can give any advice to anyone out there struggling is be patient. It takes sometime to buid your score back up. Just make sure you plan out everything, write out how much you make each month and how much you can spend. That is the best way to maintain a positive credit score. I hope that was beneficial to some people!</description>
		<content:encoded><![CDATA[<p>Very informative post. Thank you. I have always mainted a Credit Score of 700 and above. And if I can give any advice to anyone out there struggling is be patient. It takes sometime to buid your score back up. Just make sure you plan out everything, write out how much you make each month and how much you can spend. That is the best way to maintain a positive credit score. I hope that was beneficial to some people!</p>
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	<item>
		<title>By: Martin</title>
		<link>http://www.moolanomy.com/1156/freecreditreportcom-is-not-free/#comment-22291</link>
		<dc:creator>Martin</dc:creator>
		<pubDate>Thu, 09 Jul 2009 17:08:28 +0000</pubDate>
		<guid isPermaLink="false">http://www.moolanomy.com/?p=1156#comment-22291</guid>
		<description>Well, the other think is they offer a FACO score instead of FICO, so the score you get from them is far different. When you receive your first credit score plus, or whatever the name is, and you see, let&#039;s say 740 as your credit score, your FICO will actually be around 680 (which is what your lenders will see when they pull your report, not the FACO you get).</description>
		<content:encoded><![CDATA[<p>Well, the other think is they offer a FACO score instead of FICO, so the score you get from them is far different. When you receive your first credit score plus, or whatever the name is, and you see, let&#8217;s say 740 as your credit score, your FICO will actually be around 680 (which is what your lenders will see when they pull your report, not the FACO you get).</p>
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		<title>By: Alex</title>
		<link>http://www.moolanomy.com/1156/freecreditreportcom-is-not-free/#comment-20933</link>
		<dc:creator>Alex</dc:creator>
		<pubDate>Mon, 27 Apr 2009 15:19:31 +0000</pubDate>
		<guid isPermaLink="false">http://www.moolanomy.com/?p=1156#comment-20933</guid>
		<description>Those FreeCreditReport.com commercials annoy me to no end! I actually just visited AnnualCreditReport.com and got my report (through Experian, incidentally).</description>
		<content:encoded><![CDATA[<p>Those FreeCreditReport.com commercials annoy me to no end! I actually just visited AnnualCreditReport.com and got my report (through Experian, incidentally).</p>
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		<title>By: Allan</title>
		<link>http://www.moolanomy.com/1156/freecreditreportcom-is-not-free/#comment-20093</link>
		<dc:creator>Allan</dc:creator>
		<pubDate>Fri, 27 Feb 2009 05:32:34 +0000</pubDate>
		<guid isPermaLink="false">http://www.moolanomy.com/?p=1156#comment-20093</guid>
		<description>Oh, it&#039;s change to 9 days! I though it&#039;s 14 days. So far they said after 14 days they start to charge you. I just check on their web site again, now is 7 days!!!!</description>
		<content:encoded><![CDATA[<p>Oh, it&#8217;s change to 9 days! I though it&#8217;s 14 days. So far they said after 14 days they start to charge you. I just check on their web site again, now is 7 days!!!!</p>
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	<item>
		<title>By: W</title>
		<link>http://www.moolanomy.com/1156/freecreditreportcom-is-not-free/#comment-20065</link>
		<dc:creator>W</dc:creator>
		<pubDate>Thu, 26 Feb 2009 02:03:36 +0000</pubDate>
		<guid isPermaLink="false">http://www.moolanomy.com/?p=1156#comment-20065</guid>
		<description>Yeah, 9 days... only 9 days free and they start to charge you!!!! What a scam... they are NOT up front, Abigail... they just brainwash you with their stupid commercials so that you believe it.... just mute the sound button, and you&#039;ll be FREE......</description>
		<content:encoded><![CDATA[<p>Yeah, 9 days&#8230; only 9 days free and they start to charge you!!!! What a scam&#8230; they are NOT up front, Abigail&#8230; they just brainwash you with their stupid commercials so that you believe it&#8230;. just mute the sound button, and you&#8217;ll be FREE&#8230;&#8230;</p>
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	<item>
		<title>By: Pinyo</title>
		<link>http://www.moolanomy.com/1156/freecreditreportcom-is-not-free/#comment-19689</link>
		<dc:creator>Pinyo</dc:creator>
		<pubDate>Mon, 02 Feb 2009 00:04:12 +0000</pubDate>
		<guid isPermaLink="false">http://www.moolanomy.com/?p=1156#comment-19689</guid>
		<description>@ChristianPF - I saw you article I think late last year. I think I left comment too. Yeah, definitely one of the most misleading name if I ever saw one.

@K - It&#039;s good that you were able to get your money back. I wish I was as persistent and stood my ground with them.</description>
		<content:encoded><![CDATA[<p>@ChristianPF &#8211; I saw you article I think late last year. I think I left comment too. Yeah, definitely one of the most misleading name if I ever saw one.</p>
<p>@K &#8211; It&#8217;s good that you were able to get your money back. I wish I was as persistent and stood my ground with them.</p>
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	<item>
		<title>By: K.</title>
		<link>http://www.moolanomy.com/1156/freecreditreportcom-is-not-free/#comment-19674</link>
		<dc:creator>K.</dc:creator>
		<pubDate>Sun, 01 Feb 2009 13:02:05 +0000</pubDate>
		<guid isPermaLink="false">http://www.moolanomy.com/?p=1156#comment-19674</guid>
		<description>I was scammed by Triple Advantage. By nature, I&#039;m very suspicious person, and I distinctly remember NOT giving them my credit card number. I really had no reason to think I would be charged for anything, especially since they include an up-sell offer, which I declined.

What really betrays TripleAdvantage as a scam is their willingness to give full refunds. After three calls to their customer service hotline (the first of which ended with the line &quot;disconnecting&quot;), I was given a full refund, even though they say that&#039;s against their policy. I think their customer service reps are so deluged by angry customers that they&#039;ll bend easily to clear their consciences.

The bottom line is, their advertising is deceptive, and has cheated tons of people out of their money.</description>
		<content:encoded><![CDATA[<p>I was scammed by Triple Advantage. By nature, I&#8217;m very suspicious person, and I distinctly remember NOT giving them my credit card number. I really had no reason to think I would be charged for anything, especially since they include an up-sell offer, which I declined.</p>
<p>What really betrays TripleAdvantage as a scam is their willingness to give full refunds. After three calls to their customer service hotline (the first of which ended with the line &#8220;disconnecting&#8221;), I was given a full refund, even though they say that&#8217;s against their policy. I think their customer service reps are so deluged by angry customers that they&#8217;ll bend easily to clear their consciences.</p>
<p>The bottom line is, their advertising is deceptive, and has cheated tons of people out of their money.</p>
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