0% Balance Transfer Credit Card Offers

Balance transfer credit cards offer a great way to consolidate high interest debt and secured loan such as home equity loan balances to a 0% APR or low interest rate loan. Taking advantage of zero percent balance transfer offers is a great way to improve your cash flow by eliminating immediate finance charge expenses. With better cash flow, you can more strategically reduce your debt in a more effective manner.

As of 12/15/2009, these are some of the best credit cards with 0% APR or low interest introductory rate and period in the market. You can immediately apply online for these cards by clicking on the name or the card image.

Please be sure to review all information carefully before applying for the card.

Credit Card Offers With Zero Percent Balance Transfer

Image	Credit Card	Intro Rate (APR)	Intro Period	Balance Transfer Fee	APR Purch*	Annual Fee
	Chase Freedom	0%	12 months	3% of the amount of each transaction, but not less than $5.00.	13.24%	$0
	Chase Slate	0%	12 months	3% of the amount of each transaction, but not less than $5.00.	13.24%	$0
	Discover® More(SM) Card	0%	12 months	5% for each balance transfer made under this offer.	11.99%	$0
	TrueEarnings® Card from Costco and American Express	0%	6 months	There is no balance transfer fee for balance transfers made within the first 40 days of cardmembership. A 1.99% introductory rate is available on balance transfers for the first six months if a transfer is submitted during the first 40 days.	15.24%	$0
	Discover® Student Card	0%	6 months		14.99%	$0
	Biodegradable Discover® More Card	0%	6 months	3% for each balance transfer made under this offer.	11.99%	$0
	Miles by Discover® Card	0%	6 months	3% for each balance transfer made under this offer.	11.99%	$0
	Escape by Discover® Card	0%	6 months	3% for each balance transfer made under this offer.	11.99%	$ 60
	Visa Black Card	0%	6 billing cycles	3%, $5 minimum ($50 maximum during the introductory period).	13.24%	$ 495

* Actual interest rate depends on your credit score and history.

Credit Card Offers With Low Interest Rate Balance Transfer

Image	Credit Card	Intro Rate (APR)	Intro Period	Balance Transfer Fee	APR Purch*	Annual Fee
	IberiaBank Visa® Gold Cash Back Rewards Card	1.99%	6 billing cycles	Applies to balance transfers processed within three months of the account open date.	9.75%-16.25%**	$0
	IberiaBank Visa® Platinum Rewards Card	1.99%	6 billing cycles	Applies to balance transfers processed within three months of your account open date.	9.75%-16.25%**	$0
	Starwood Preferred Guest® Credit Card from American Express	2.9%	6 months	There is no balance transfer fee associated with this offer. The introductory rate is available on balance transfers submitted during the application process. Future balance transfers will be 9.99% + the current Prime Rate.	15.24%	$45
	Discover® Motiva(SM) Card	3.99%	6 months	There is a 3.99% introductory APR on purchases for 6 months and a 3.99% introductory APR on balance transfers for 12 months.	11.99%	$0
	Delta Reserve Credit Card	9.99%	12 months	There is no balance transfer fee associated with this offer. 9.99% APR during the first 12 months of cardmembership on balance transfers submitted on the application and/or within the first 30 days of cardmembership. Then, 13.24%.	14.50%	$450

** This APR may vary with the market based on the Prime Rate.

If the information on any of these cards are no longer accurate, please let me know. Also, please review the balance transfer fee information, as well as the terms and conditions, of each card before applying. They change constantly and I have listed what I believe to be the most accurate information at the time I updated this list.

If you cannot find the right credit card for you here, you may want to check out CreditCardOffersIQ.com which has some of the best credt card offers.

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