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How Long Do You Have To Live In A Home To Justify Buying It?

I recently heard an interesting discussion on Dave Ramsey’s radio show about the length of time you need to live in a home in order for it to make sense going through the process and expense of purchasing it. It’s a rare occasion that I disagree with Dave Ramsey, but in this instance, I [...]

How To Write A Check And Other Checkbook Basics

When someone is first enter the world of finances, they will need to learn some new basic finance skills. Unfortunately, many teenagers and young adults get to college without having a clue about some basic personal finance tasks. You might make a lot of bad money choices, but if you have some basic financial knowledge, [...]

Kwedit: Training Wheels For A Real World Debt Ridden Lifestyle?

Back in the 80s I walked to the YMCA with my weekly video game allowance of two quarters. That bought me one game of Asteroid and one game of Pac-man. Any idea what the difference is between Pac-man in the 80s and FooPets today? You had to pay cash up front in order to play [...]

What Is Cash Flow And How To Improve It

I believe that cash flow is one of the most powerful concepts in personal finance. People tends to know how they feel about their personal finance — e.g., whether they are comfortable or are struggling. Unfortunately, not too many people truly understand cash flow and how important it is to your finances. When you understand [...]

Best Places to Purchase Textbooks for Students

As a college student, we all know how expensive it is to buy just about anything in our daily lives. From our daily meals, to our clothing, how the heck are we supposed to afford all of this? With student loan and credit card debt reaching an all time high per [...]

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