One of the biggest challenges faced by someone who is self-employed is getting a mortgage loan. Prior to the financial crisis of 2008, it was possible to solve this problem by getting a “no-doc” loan or [...]
It’s true that for the last few years my office has been a dedicated table my house. Or, occasionally, my couch. I do things like fall asleep in the middle of the afternoon, or stay in [...]
When it comes to investing, many experts agree that diversification is important. You are supposed to engage in asset allocation, and do your best to make sure that your investments are in different asset classes, sectors, [...]
A few years ago, this was an almost daily conversation in my home: My husband (sometime around 5 pm): “What should we have for dinner?” Me: “I don’t know. I haven’t really thought about it.” My [...]
The following is the 2012 calendar of 5% cashback bonus promotions for some of the credit cards and debit cards that are currently offering a 5% promotion. These cards include Citi Dividend, Discover Card, PerkStreet Debit [...]
Can you afford the basics? What are the basics, anyway? According to a recent article in USA Today, it takes about $150,000 a year in order to cover the basics, set aside money in savings, and [...]